Join the thousands of people enjoying peace of mind by securing insurance protection for themselves and their families.  Quotes for all other coverages listed below may be requested by emailing This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Medical Insurance

• Individual Health
  Protection that provides payment of benefits for covered sickness and injury expenses.  This coverage can be purchased for you and/or your family.  We represent several carriers for individual medical insurance. If you need assistance with your Individual Quote, please contact This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
• Short Term Medical Insurance with Next Day Coverage
  Short Term Medical provides individual medical coverage for you or your family to fill a coverage gap of 1 to 6 months.  This gap can be created if you change jobs, are not eligible for your employer’s benefits due to a waiting period, your college student graduates or gets married or due to other family status changes.
• Student Health Insurance with Next Day Coverage
  Students attending higher education facilities can receive a discount on insurance under a Student Health policy.  The student must meet the criteria of a full-time student based on the institution’s definition.  Coverage would be available under this policy until graduation, regardless of age or marital status.

Accident Insurance

• Accident Insurance
  Accident Insurance provides benefits for a wide range of accident-related costs, as well as 24-hour coverage. The policy supplements traditional health plans for expenses which are not covered.  Accident benefits are paid directly to you (regardless of coverage by your other sources) to address expenses such as:  child and adult sports injuries, emergency medical treatment, follow-up treatment, surgery, accidental death, and transportation for treatment in another city.

Cancer/Critical Care

• Cancer Insurance
  Although advanced treatments have vastly improved the outlook for millions of patients, the costs of these treatments can sometimes be overwhelming.  Supplemental cancer insurance can help manage these costs by picking up where traditional health insurance leaves off.
• Critical Care Insurance
  Critical Care supplemental health insurance was designed to help cover the additional expenses associated with a critical illness diagnoses such as cancer, heart attack or stroke.  Traditional health insurance plans cover medical expenses, but costs such as insurance deductibles, child care, travel to and from treatment facilities, and short-term home health care must often be paid out-of-pocket by the patient. The benefit is paid directly to you regardless of what is covered by your other insurance plans.

Dental Insurance

• Dental Insurance
  Dental Insurance provides a method of financing or providing dental care for you and your family.  Coverage usually includes preventive, maintenance and major restorative treatment.

Life Insurance

• Term Insurance
  Term Insurance is primarily used for temporary coverage. It is typically purchased for a specific time period - 10 to 30 years, for example. It is often used to protect mortgages, college tuition or pay benefits to a family in the event of an untimely death.
• Term Life Insurance with Next Day Coverage
  Term Insurance through this link will provide coverage in the amounts of $25,000 to $150,000 without additional medical underwriting or exams as long as you do not have any other life insurance policy.  The premiums for this coverage will be at a higher amount because of the more relaxed underwriting guidelines.  It provides coverage to individuals who may need to secure a loan or other financial arrangement without having the time to wait for traditional underwriting.
• Permanent Life Insurance
  Whole Life insurance should be purchased to answer a long term solution for life insurance. Whether you need it to replace your income, pay for college expenses, or use it for estate planning, whole life insurance should almost always be part of your insurance planning.  You own it until you die or it matures. Premiums for whole life insurance do not fluctuate as much as term insurance. This type of insurance can provide a cash value whereas term insurance does not.

Disability Insurance

• Disability Insurance
  A serious illness or injury can harm more than your health - it can have an impact on your ability to work and meet your family’s living expenses. Long-term disability income insurance helps you pay living expenses while you are unable to work. With disability income insurance, you can avoid depleting the savings you may have accumulated for your children’s education or your retirement, if you experience a disabling condition for a prolonged period of time.

Long-Term Care Insurance

• Long Term Care Insurance
A range of medical and/or social services designed to help people who have disabilities or chronic care needs. Services may be short or long-term and may be provided in a person's home, in the community, or in residential facilities (e.g., nursing homes or assisted living facilities).  These insurance policies can pay for long-term care services (such as nursing home and home care) that Medicare and Medigap policies do not cover. Policies vary in terms of what they will cover and coverage may be denied based on health status or age.